Pre-Planning

Pre-arranged Funerals…

Whilst it may be a difficult topic to discuss with your nearest and dearest, or even to think about yourself, pre-arranging your funeral can be a meaningful and valuable process.

It helps those you love during an emotional and difficult time, and removes any doubt about your end-of-life wishes, especially the big question: Burial or Cremation.  They can stop second-guessing and can focus on healing and celebrating your unique life journey.

Funeral arrangements are held on file and paid for at the time of need, so while you will have been given an estimate of costs at the time of arrangement, you will still be exposed to increasing prices over time.

Pre-paid Funerals…

A prepaid funeral is pre-planned, contracted and paid for in advance.  It means that all your arrangements are in place as discussed above but are protected from ongoing price rises. The payment is held by an independent managed funeral fund and can only be released to pay for your funeral after you have passed away.   Payments into the fund can be made in a lump sum or in instalments, whichever you prefer.

Funeral Bond…

A funeral bond is a managed investment that enables you to save for the cost of a funeral, and again can be deposited into the fund in a lump sum or in instalments.  It is held by an independent managed funeral fund and can only be released to pay for your funeral after you have passed away. Any remainder is returned to the estate. Up to $13,000 paid into a Funeral Bond is not asset tested.

What if I move?

Once you create your pre-plan with us, we keep it as a record of your final wishes and decisions. Your plan is easily transferable to any funeral home in Australia, so it can be used wherever you might choose to relocate.

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